> For the complete documentation index, see [llms.txt](https://moonie.gitbook.io/mooniepay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://moonie.gitbook.io/mooniepay/payments/available-methods.md).

# Available methods

***

### Payment Methods Overview

| Code             | Name                      | Country       | Payments | Payouts | Sandbox |
| ---------------- | ------------------------- | ------------- | -------- | ------- | ------- |
| `momo_cm`        | MTN Mobile Money Cameroon | 🇨🇲 Cameroon | ✅        | ✅       | ✅       |
| `om_cm`          | Orange Money Cameroon     | 🇨🇲 Cameroon | ✅        | ✅       | ❌       |
| `mooniepay_demo` | MooniePay Demo            | All           | ✅        | ✅       | ✅ only  |

> ⚠️ Available methods depend on which ones have been **enabled for your application** in the dashboard. Calling an endpoint with a method that is not enabled for your app will return `APP_PAYMENT_METHOD_NOT_ENABLED`.

***

### MTN Mobile Money Cameroon — `momo_cm`

MTN MoMo is the leading mobile money service in Cameroon. It supports both payments (collection) and payouts (disbursement).

| Property              | Value                     |
| --------------------- | ------------------------- |
| **Code**              | `momo_cm`                 |
| **Name**              | MTN Mobile Money Cameroon |
| **Currency**          | XAF                       |
| **Country**           | Cameroon 🇨🇲             |
| **Supports payments** | ✅                         |
| **Supports payouts**  | ✅                         |
| **Sandbox available** | ✅                         |

#### How it works

1. You initiate a payment with the customer's MTN number.
2. The customer receives a **USSD push prompt** on their phone asking them to enter their PIN to approve.
3. MooniePay polls the provider and sends you a `transaction.completed` or `transaction.failed` webhook when the outcome is known.

> 📸 ***\[SCREENSHOT PLACEHOLDER]** — Insert screenshot or diagram of the MTN MoMo USSD prompt flow.*

***

### Orange Money Cameroon — `om_cm`

Orange Money is the second major mobile money provider in Cameroon. It is available in **live mode only** — it does not support sandbox testing.

| Property              | Value                 |
| --------------------- | --------------------- |
| **Code**              | `om_cm`               |
| **Name**              | Orange Money Cameroon |
| **Currency**          | XAF                   |
| **Country**           | Cameroon 🇨🇲         |
| **Supports payments** | ✅                     |
| **Supports payouts**  | ✅                     |
| **Sandbox available** | ❌ — live only         |

#### How it works

1. You initiate a payment with the customer's Orange number.
2. The customer receives an **Orange Money payment prompt** on their phone.
3. MooniePay polls the provider and sends a webhook on completion.

> ⚠️ Attempting to use `om_cm` in sandbox mode will return a `422` error. Test your integration with `mooniepay_demo` instead, then switch to `om_cm` in live mode.

***

### MooniePay Demo — `mooniepay_demo`

A sandbox-only payment method built by MooniePay for testing purposes. It simulates real payment flows without contacting any external provider. Use it to test your integration end-to-end before going live.

| Property              | Value            |
| --------------------- | ---------------- |
| **Code**              | `mooniepay_demo` |
| **Name**              | MooniePay Demo   |
| **Currency**          | XAF              |
| **Country**           | All              |
| **Supports payments** | ✅                |
| **Supports payouts**  | ✅                |
| **Sandbox available** | ✅ — sandbox only |

> ⚠️ `mooniepay_demo` is only available in sandbox mode. Using it in live mode will return a `422` error.

For full testing details, see [Payments → Testing](/mooniepay/payments/testing.md).

***

### Checking Methods Enabled for Your App

Methods must be enabled per application from your dashboard before they can be used via the API. To see which methods are active for your app:

1. Go to **Developer → Your App → Payment Methods** in the dashboard
2. Enable the methods you want to accept


---

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